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Billing and Insurance

We work with most insurance carriers who do business in southern New Jersey. In most cases, we will bill your insurance carrier after services are rendered. Your insurance company requires that we collect all co-payments at the time of service.  Once your claim is processed, you may be responsible for a deductible or co-insurance depending upon the plan you have chosen.

Some plans require a referral from your primary care doctor. This referral may be a paper form, which you should pick up at your primary care physician's office and bring with you to your appointment.
If your referral process is electronic, your primary care physician will enter the referral online and our office will retrieve it.

With a proper referral, we can expedite your care and schedule any necessary tests or surgical procedures without delay.

If your insurance requires a co-payment, we will collect this at the time of service, or when your insurance instructs, you may be billed at a later date.  For more detailed information, please see a copy of our office payment policy.

Our staff is trained to help you with any questions you have regarding your insurance, referrals or co-payments. Please do not hesitate to ask for assistance.

Below is a partial list of contracted insurance carriers; if you do not see your insurance carrier listed, please contact our office (609-927-1991) to inquire about participation.

AARP
AETNA
ALLSTATE
AMERIHEALTH
ATLANTICARE
BEECHSTREET
BLUE CROSS AND BLUE SHIELD
CHAMPUS
CIGNA
COMMERCIAL/INDEMNITY
COMPREHENSIVE BENEFITS
CONTINENTAL INSURANCE
DEVON
EMPLOYEES MUTUAL
EQUITABLE INSURANCE
FIRST HEALTH
GARDEN STATE HOSPITAL PLAN
GREAT WEST
GUARDIAN LIFE
HARTFORD
HEALTHNET/TRI-CARE
HEALTHCARE PLAN OF NJ
HEALTH CARE PAYERS COALITION OF NJ
HORIZON BLUE CROSS AND BLUE SHIELD OF NEW JERSEY
INSURANCE DESIGN ADMINISTRATORS
INTERGROUP
LIBERTY MUTUAL
MAGNACARE
MEDICARE
MEDICHOICE NETWORK
MULTIPLAN/ETHIX
NEW JERSEY MANUFACTURERS
MUTUAL OF OMAHA
NEW PROVIDENT ALLIANCE
NEW YORK LIFE
PHCS PRIVATE HEALTHCARE SYSTEM
PRINCIPLE MUTUAL LIFE
PRUDENTIAL
QUALCARE
SIMCARE – JERSEY MED
STATE FARM
TRAVELERS
TRICARE
UNIFORMED SERVICE HEALTH PLAN
UNICARE
UNITED HEALTHCARE
WASHINGTON MUTUAL